IPDC Finance PLC has recorded a remarkable 73.8% year-on-year (YoY) growth in net profit, reaching Tk 26.2 crore for the January–September 2025 period, according to its unaudited third-quarter financial report. The surge was fueled by higher investment returns, increased interest income, and efficient cost management.
Earnings per share (EPS) rose to Tk 0.64, up from Tk 0.37 a year earlier. Gross interest income increased 13.3% YoY to Tk 711.5 crore, supported by steady asset portfolio expansion and prudent lending strategies.
Investment income saw a significant 131.2% YoY jump to Tk 93.6 crore, driven by effective treasury operations and favorable capital market conditions. This contributed to an 18.9% YoY rise in total operating income, which reached Tk 254 crore.
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Operating expenses increased modestly by 5.9% to Tk 117.9 crore, while operating profit surged 33.1% YoY to Tk 136.1 crore. In Q3 alone, operating profit reached Tk 54.1 crore, a 21.1% quarter-on-quarter growth.
IPDC’s loan, advance, and lease portfolio stood at Tk 7,313.1 crore as of September 2025, marking a 5.2% increase from December 2024. Its investment portfolio grew 13% to Tk 1,075.3 crore, while customer deposits climbed 13.7% to Tk 5,886.9 crore, reflecting sustained depositor confidence.
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Net asset value per share improved slightly to Tk 17.07, up from Tk 16.89 at the end of 2024. Meanwhile, net operating cash flow per share rebounded strongly to Tk 7.33, compared to a negative Tk 7.96 in the same period last year.
Commenting on the performance, Rizwan Dawood Shams, Managing Director of IPDC Finance PLC, said,
“This strong performance reflects IPDC’s resilience and strategic adaptability in a challenging economic climate. Our focus on disciplined portfolio management, diversification, and operational excellence continues to deliver sustainable growth and value for our stakeholders.”
